Nicolas has chased the same problem — LatAm's broken SME credit infrastructure — from three sides of the table: investor, operator, and now serial founder. At 30N, that lens sharpens how the firm thinks about founder selection, scaling discipline, and the operator calls that matter between Series A and realization. He is currently building AAtech, the credit infrastructure platform automating end-to-end lending — from KYC to collections — for factorings, lending institutions, and other non-bank originators. Before that, he cofounded Xepelin, scaling the SME financing platform across Chile and Mexico into one of LatAm's largest non-bank financing networks. Earlier, Nicolas spent over a decade at BTG Pactual (rising from Analyst to Executive Director, Alternative Assets), pioneering Chilean private debt across 70+ financing strategies, including the invoice-discounting fund that inspired Xepelin. An Endeavor Entrepreneur recognized for scaling Xepelin, Nicolas is one of LatAm's most credible voices on SME finance: the partner founders call to build a real financing engine, not just raise the next round.