The global credit landscape is undergoing a profound transformation. Private credit, particularly asset-backed lending, is expanding rapidly. Yet while demand for capital accelerates, the infrastructure supporting it remains fragmented, manual, and opaque. Asset-backed lending still relies heavily on spreadsheets, siloed systems, and often manual-intensive processes. This structural gap creates friction across originators, lenders, servicers, and securitization vehicles. Limited visibility into collateral, manual cash flow reconciliations, and outdated verification mechanisms constrain scalability and increase operational risk. Enter Vaas, a company building the infrastructure layer that private credit has long lacked.
From servicing to infrastructure
Vaas began as a direct servicing solution, addressing immediate workflow inefficiencies in asset-backed lending. Over time, it evolved into something more powerful: an embedded infrastructure platform. Today, Vaas not only enables originators and lenders, but also asset-backed operators to monitor and control the full lifecycle of debt facilities. Through structured data architecture, automation, and AI-powered verification tools, the platform integrates onboarding, collateral validation, cash-flow reconciliation, compliance monitoring, and reporting into a unified operating system. By embedding into stakeholders’ workflows, Vaas transforms manual processes into auditable, scalable systems. It increases operational bandwidth, enhances transparency, and reduces friction across complex credit ecosystems.
The founder behind the vision
Vaas is led by Valentina Valencia (CEO), an exceptional founder with first-hand experience across fintech, structured credit, and financial infrastructure. She understands where private credit breaks down operationally because she has operated inside the system. Her ability to translate that insight into product execution has been instrumental in Vaas’ evolution.
Why we invested
At 30N Ventures, we invest in companies building the rails that unlock liquidity and efficiency in emerging markets. We invested in Vaas for five core reasons:
A structural, validated problem: The inefficiencies in private credit infrastructure are real and persistent across ecosystem players.
Infrastructure positioning: Vaas is not just improving workflows; it is becoming the operating backbone for asset-backed lending.
Technology-first foundation. Automation, structured data architecture, and AI sit at the core of the platform, creating long-term defensibility.
Exceptional founder leadership. Valentina’s execution capacity and strategic clarity give us confidence in the company’s next phase of growth.
Private credit is evolving. Both the capital and the demand are there. What has been missing is the infrastructure layer to make it scalable, transparent, and efficient. We believe Vaas is building exactly that, and we are excited to partner with them as they scale the next generation of financial infrastructure.
