Vaas

Founded in

2022

Headquartered in

Bogota, Colombia.

Vaas is a cross-border platform for the emerging private debt market. It automates the operations of asset-backed facilities and embeds local and regulatory infrastructure into the platform to unlock the region's capital markets at scale.

Editorial image introducing Vaas

The challenge.

PRIVATE CREDIT IS EATING GLOBAL FINANCE — BUT ITS INFRASTRUCTURE IS STILL STUCK IN THE SPREADSHEET ERA.

PRIVATE CREDIT IS EATING GLOBAL FINANCE — BUT ITS INFRASTRUCTURE IS STILL STUCK IN THE SPREADSHEET ERA.

Private credit is one of the fastest-growing asset classes globally, yet its underlying infrastructure remains fragmented, manual, and structurally inefficient. Unlike public markets, where assets are digitized and transactions move through standardized systems, private debt workflows often rely on spreadsheets, siloed servicing platforms, and document-heavy processes. This fragmentation creates operational risk at every stage: collateral verification, cash-flow reconciliation, covenant monitoring, and investor reporting. Servicers lack full process visibility. Lenders struggle to validate underlying assets in real time. Teams compensate with manual oversight, limiting scalability and increasing the probability of errors. As structured credit expands, the absence of modern digital rails has become a bottleneck to growth.

Editorial image illustrating the challenge addressed by Vaas
Additional image illustrating the challenge addressed by Vaas

The solution.

Vaas is building the operating system for private credit — automating every stage of the asset-backed facility lifecycle, from onboarding to reporting.

Vaas is building the operating system for private credit — automating every stage of the asset-backed facility lifecycle, from onboarding to reporting.

Vaas is building the operating system for private credit — automating every stage of the asset-backed facility lifecycle, from onboarding to reporting.

Vaas is building the infrastructure layer that private credit has long lacked. What began as a direct servicing solution has evolved into an embedded platform that standardizes and automates the lifecycle of asset-backed facilities. The platform integrates facility onboarding, collateral verification, cash-flow monitoring, payment servicing, compliance, and reporting into a unified operating system. Through automation, structured data architecture, and AI-powered verification tools, Vaas transforms previously manual, opaque workflows into transparent, auditable, and scalable systems. By embedding directly into stakeholders’ operations, it increases team bandwidth, enhances control, and reduces operational friction across complex credit structures.

Editorial image illustrating the solution developed by Vaas
Additional image illustrating the solution developed by Vaas

The founders.

Vaas is led by Valentina Valencia (CEO), an exceptional founder with deep, first-hand experience across fintech, structured credit, and financial infrastructure. Having operated across multiple sides of the credit ecosystem, she understands where processes break down and how better rails can unlock efficiency and trust.

Founder portrait from Vaas
22.9068° S, 43.1729° W
RIO DE JANEIRO, BRAZIL.

Integrating the savviness of early-stage investing and the
liquidity discipline of private equity.
The best of both — and none
of the spray-and-pray.

Integrating the savviness of early-stage investing and the liquidity discipline of private equity.
The best of both — and none
of the spray-and-pray.

Integrating the savviness of early-stage investing and
the liquidity discipline of
private equity.
The best of both — and none
of the spray-and-pray.

30N Ventures is an early-growth investment firm that partners with bold founders across Emerging Markets. We bring the closeness of an entrepreneur, the discipline of a world-class operator circle, and the engineering of liquidity from day one.

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30N Ventures is an early-growth investment firm that partners with bold founders across Emerging Markets. We bring the closeness of an entrepreneur, the discipline of a world-class operator circle, and the engineering of liquidity from day one.

Sign up for our email list